Ok, call me Scrooge but Christmas is that time of year when I get carried away and wake up with the mother of all hangovers in January - and it's got nothing to do with alcohol. Yes, it's that moment when I check my bank balance and I feel like Santa has taken me for a sleigh ride. If you're Christmas shopping on a budget or are a bit worried how much you're spending, there are several applications out there that can help you. Here is a selection of five to put in your PC's stocking:

• Budget - Nice simple graphics and separates credit from debit cards

• Budget Advisor - Takes a month by month approach to spending

• Rylstim Budget - Categorizes spending methods and breaks down daily outgoings

• Accounts & Budget - Budget tracking with a professional feel

• AceMoney - In depth analysis and budget predictions for your year and beyond